Motorbike Pawning: Common Questions

Common Questions:

Q: Will it be a Cash loan?

A: Yes – our pawn loans on motorbikes are usually always settled in cash. That is cash in your hand. Sometimes our clients want us to pay the whole amount to someone else via a bank transfer, or just some of it, and the rest in cash. We’re flexible either way. The point is, when you get a loan on a motorbike from a pawnbroker it’s almost always a cash loan. This is why pawning a motorbike is so popular these days. Another reason, for the popularity of pawning a motorbike is that no one knows you’re getting a cash loan because it doesn’t go through your bank account and is not registered on your credit rating file. So your privacy and discretion is assured. If you have a bad credit rating or you are being chased for cash, getting a fast cash loan on your motorbike by pawning it with us is a logical and quick solution to your immediate cash flow needs. No one needs to know but you!

Q: Will I get a full value loan on my motorbike?

A: Not always. When motorbike and car rating agencies provide value-guidance, they general base their values on recent sales of the relevant motorbike’s type, make and model, in good roadworthy condition. However, we all know that there is a ‘retail’ price for a top quality motorbike of a popular make and model (for example, a late model low kilometres Honda CBR) and that of its ‘wholesale/auction’ price. We work from the latter, because if the motorbike falls to us –the pawn-loan is not redeemed- we have to sell the motorbike as quickly as possible to recover our loan money, as well as due interest and costs. Selling wholesale or at auction is the way we do this.

Thus, we look to loan on quality motorbikes only. Generally, we won’t loan on motorbikes in poor and/or unroadworthy condition. So, the condition of your motorbike is the key factor as to working out how much we will loan against it. If it is not a popular make and model we take this into consideration when working out what we will loan on the motorbike. So, the pawn value of a motorbike might not reflect its book value. In some circumstances we might decline to offer a loan on a motorbike even if it’s in average to good condition, for example, if it the motorbike is not  particularly sort after by the wider market, such as a 2 Stroke 1970s/80’s bike – you might find that we will be reluctant to pawn it; it may still be worth something to us, but no where near its book value. Your motorbike has to be easily saleable.

Q: What are some of the things you look at?

A: These are some primary things we look at when determining what we will loan on a motorbike:

• Motorbike Make & Model;
• Age and Kilometres;
• Registration & Insurance;
• Overall Condition;
• Service History;
• Modifications;
• Demand Current & Future;

Importantly, the overall condition of the motorbike is key. The condition of your bike’s paint can be a major factor in determining its pawn value. So, the overall appearance and presence of your motorbike really matters. Scratches, worn-out tyres, rusty cogs and chain, cracked plastics, torn seat or dings will lower your bike’s value. When it comes to determining how much your motorbike is worth, it’s common for us to look at the following areas:

Q: Do you pawn other things like Jet skis, ATVs, Trikes, and Skidoos?

A: Absolutely! In addition to motorbikes, we accept a wide range of recreational vehicles, including Jet skis, ATVs, trikes, and Skidoos, as collateral for fast and secure loans. If you have a vehicle that isn’t listed, feel free to reach out—we’re always happy to discuss your options.

Q: Do you do Credit Checks?

A: No way!! Fundamentally, our interest is whether you own the motorbike personally, and outright: meaning, that it is registered in your name, that you can satisfy us that you are the legal owner of the bike, and that there no finance owing on it. It’s really that easy.

💰 Pawn Your Motorbike in Minutes
🕵🏽 No Credit Checks
✔️ No Establishment Fees
👌 No Repayments First 3 Mths
⏳ 1 to 90 Day Loans

Getting a fast cash loan by pawning your motorbike with us pretty much ensures you’ll be able to borrow the cash you need on the same day – usually in only a matter of 30 minutes. It’s that simple!